What is Escrow and When Is It Necessary?

Where does your money go when it’s “in escrow?” Who’s in charge of it? Does it mean you’re in trouble? It sounds like you’re in trouble. The money still exists, right?

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What Do You Wish You’d Learned About Money in School?

When I was in middle school, one of my homework assignments was to follow the price of a single stock for one week. Other than that, I don’t remember having any formal education about money.

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How to Avoid Getting Pickpocketed

Last year, several groups of pickpocketers profited off oblivious commuters on New York City’s subway system. “I open the purses, put my hands in, and take the wallets out,” one pickpocketer, who was eventually arrested and found with three Metrocards and four cell phones, told a detective. “I pick people who are…

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How to Avoid Getting Pickpocketed

Last year, several groups of pickpocketers profited off oblivious commuters on New York City’s subway system. “I open the purses, put my hands in, and take the wallets out,” one pickpocketer, who was eventually arrested and found with three Metrocards and four cell phones, told a detective. “I pick people who are…

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Why You Should Exchange Universal Gift Cards for Amazon Gift Cards

I got a gift card the other day—one of those $100 Visa ones. Within an hour, I had already used it. I didn’t buy a new gadget, nor a bunch of Overwatch loot boxes; I used it to buy another gift card.

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Capital One’s Data Breach: Why You Need to Read the Fine Print

Capital One has already started the notification process for its most recent data breach—affecting approximately 100 million people in the U.S. and an additional six million in Canada (for now). If you happened to catch the company’s announcement about the issue, though, it sure sounded like everything is fine and…

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The Preventive Maintenance You Need to Do On Your Car (and When)

If you have a car, it can be tempting just to ignore any type of maintenance unless something goes wrong. We probably don’t have to tell you that this is a bad idea. However, not everyone agrees on what preventive maintenance is, what you should do and when you should do it. Let’s clear that up, and give you some tips…

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How Did You Pay Off Your Credit Card Debt?

When I was working to pay down my credit card debt, I opted to earn more instead of cutting back drastically on my expenses. Part of that equation was where I lived: super whackadoodle expensive Washington, D.C. I couldn’t just pick up and spend money to move to a less expensive place, so I decided the way out was to…

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How Did You Pay Off Your Credit Card Debt?

When I was working to pay down my credit card debt, I opted to earn more instead of cutting back drastically on my expenses. Part of that equation was where I lived: super whackadoodle expensive Washington, D.C. I couldn’t just pick up and spend money to move to a less expensive place, so I decided the way out was to…

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How to Figure Out If That Personal Finance Advice Is Nonsense

The press release that sent me over the edge was the one that mentioned lattes and how few Americans are prepared for a $400 emergency. “Where’s my bingo card?” I joked.

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