Crayola Has Retired Dandelion—Here’s What Crayon Artists Suggest for Coping With the Loss

Farewell, Dandelion. Crayola has decided to retire that particular shade of yellow, even sending “Dan D.” on a month-long farewell tour around the country. For some of us, this is not a big deal—in my kids’ 128-pack of crayons, there at least five other yellows and oranges; and if the sun now has a little more…

Read more...

April’s Money Challenge: Finally Open a 401(k)

Learning to be good with money isn’t just about saving it. You want to grow it, too. If you have an employer-sponsored 401(k) and they match your savings, this month’s challenge is to finally jump on that.

Read more...

Would You Rather Get $1 Million or $5000 a Month for Retirement?

 One million dollars sounds like a hell of a lot of money, but when it comes to retirement, it might not take you as far as you think. The Wall Street Journal refers to this perspective as “the illusion of wealth.” Here’s what it means.

Read more...

This Video Explains Why Your Financial Planner Should Be a Fiduciary

You might have heard the “Fiduciary Rule” in headlines lately. The Obama Administration made plans to implement it this year, but the Trump Administration recently delayed it. So what exactly is a fiduciary and why should you care? This video breaks it down.

Read more...

Three Key Principles of ‘Future Self’ Thinking

One of the most powerful concepts I’ve ever come across in my years of studying and thinking about personal finance issues is the concept of the “future self.” “Future self” is pretty much exactly what you think it is: It’s you at some point in the future. It’s not an optimistic version of your future or a pessimistic…

Read more...

Early Retirement Is Not for Everyone

I had a great lunch today with an old friend of mine. We used to work together and he was a couple of decades older than I was, so today he’s actually starting to see retirement on the short term horizon. He was interested in what my life was like as a self-employed person who made a living on a mix of side gigs and…

Read more...

The Best and Worst States for Retiring In 2017

When it’s time to kick back and enjoy your golden years, knowing where to retire is just as important as knowing when. These are the states that will let you keep more money in your pocket when you retire, as well as some you should consider avoiding.

Read more...

The Biggest Complaints About 401(k)s

Saving for retirement is a lot like going to the dentist. We all know we should do it, but it’s easy to procrastinate because it’s painful and boring. As intimidating as investing is, a 401(k) is a great start and a great savings motivator. 401(k)s are far from perfect, though.

Read more...

Plan For the Sequence of Return Risk to Make Your Retirement Savings Last

There are a lot of ways to calculate how much money you need to save to retire. Once you reach retirement, though, a lot can influence how long that money lasts, including the year you retire.

Read more...

How to Save for Retirement When You’re a Freelancer or Self-Employed

It’s not easy saving for retirement when you work a full-time job that provides a steady income every month. But if you work as a freelancer, small business owner or independent contractor? Saving enough for retirement can be even more challenging because your income can vary so much each month.

Read more...

Featuring YD Feedwordpress Content Filter Plugin