Reminder: You Have Until Tomorrow to Lower Your Tax Bill With IRA Contributions

Tax procrastinators, here’s one last friendly reminder for the tax season. If you have an Individual Retirement Account and you want a lower tax bill, you have until tomorrow, April 18th, to stash money in your traditional IRA.

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You Could Save on Your Student Loan by Moving to a Different State–Here’s How Much

It sounds a little ridiculous to move just to save money on your loan, but the student loan burden is no joke. If you’re curious, Student Loan Hero has a calculator that will tell you how much you could potentially save.

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The Cost of Dating in America

Between all the cocktails, coffees, and meals, the dating life can cost you a pretty penny—a penny that costs more than a really nice computer. This is what the average American single spends on dating every year.

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Don’t Panic, File a Tax Extension to Buy More Time

Doing taxes probably gets so buried in your to-do list that when the time comes to actually file them (now-ish), you think oh, crap! and panic mode sets in. Instead of driving yourself to drink, trying to hit the April 18 deadline, request an extension to file your taxes at a later date. Here’s how.

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Think of Budgeting As a Habit, Not a Task

Most of us suck at budgeting, and it’s not like it’s hard because of the math. It’s easy to crunch the numbers and come up with a spending plan. It’s the behavioral part that trips us up.

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Money Is Meant to Be Spent, Not Just Saved

At first, it seems kind of weird that a financial planner should urge you to “just spend the money,” but that’s what I like about author and Certified Financial Planner Carl Richards. He reminds us that money isn’t some vague goal you should work toward. It’s just a tool. And it’s okay to spend it!

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PSA: Talk to Your Grandparents About Phone Tax Scams ASAP

Tax season is in full swing, which means tax scams are in full swing. The IRS just released an alert for seniors to watch out for phone scams, specifically. If you have grandparents or aging parents, you may want to let them know.

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Would You Rather Get $1 Million or $5000 a Month for Retirement?

 One million dollars sounds like a hell of a lot of money, but when it comes to retirement, it might not take you as far as you think. The Wall Street Journal refers to this perspective as “the illusion of wealth.” Here’s what it means.

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How to Be Less Stupid About Money 

Some people love to pore over their finances to optimize their savings like a fine-tuned machine. Myself, I prefer to stick my head in the sand and hope my bank account just manages itself. Felix Salmon, senior editor at Fusion and co-host of Slate’s Money podcast, is here to help us sort dollars and cents.

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What We Can Learn From Rich People Who Are Bad With Money

Last week, personal finance site Financial Samurai posted a blog that went viral: Scraping By On $500,000 A Year: Why It’s So Hard For High Income Earners To Escape The Rat Race. If $500,000 is “scraping by,” it’s time for some serious financial literacy.

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